Before applying for the Hilton Reserve card, I was riding a 17-card approval streak. Citibank Reconsideration Line. Here is a video of a call to Citi for reconsideration from 2.5 years ago. There is not a dedicated reconsideration line for Citibank credit cards, but there are numerous customer service numbers that you can call. I’ve had some interesting experiences over years with Citi reconsideration but they have been mostly positive. Or, your card could simply show up in the mail! Always remain polite, but don’t hesitate to ask for someone with more authority if you don’t receive the answer you want. So if you’re ever “pending” on a Chase application, calling the reconsideration line at 888-245-0625 is a great way to move things along and improve your odds of approval. But, I’ve also been denied even after pleading my case. I then mentioned my recent application. Calling reconsideration isn’t very scary. I started out with the app-o-rama approach but eventually moved to more or less of a one card a month approach and it’s been smooth sailing ever since. If your credit card application is denied, it might not be the final answer. Any time you apply for a new line of credit, whether it’s a mortgage, car loan or credit card, the company will pull your credit report. As with most things in life, persistence is key. Chase . A letter showed up in the mail about a week later that requested: The “rule” seems to be as follows: You won’t be approved for a credit card if you have six or more inquiries on the credit report that Citi pulls for your application. You have nothing to lose and everything to gain! Citibank Reconsideration Line. I’ve even written a post before listing out the Barclay reconsideration phone number and website. Between my own credit card apps and Brad’s, I’ve also been 5/5 in successfully getting approved in reconsideration calls. These are the reconsideration line numbers I use. Much of the conventional wisdom around signing up for credit cards says that if you are denied when applying for a credit card, that you should call the “reconsideration” line to try and get an approval. Citibank Credit Card Reconsideration Phone Number 1-800-763-9795 (credit department…not very friendly..) It’s best to write a letter to: Citibank Executive Review Department, P.O. Personal: 1-888-245-0625. Business: 1-800-453-9719. That was 4 hard inquiries within a short span. Citi offers retail bank services to individuals and businesses, including checking, savings, credit cards, mortgages and loans. Reply Trav on December 15, 2012 at 4:54 pm My Argument For Citi: I explained to Citi’s reconsideration line that I tried to product change my AA Gold card into this Premier card, but the CSR wouldn’t let me do it so I had to apply for a new card. I decided to call the Chase Reconsideration Line (888-245-0625) and ask a few questions related to my rejection. Hopefully one of them will work for you! New Accounts: 1-877-399-3083. Wait. Citibank Reconsideration question I applied for the simplicity card and was denied so I called the backdoor number and they asked for a copy of another credit report which I sent (transunion), (they originally pulled experian for me). Want your credit line increased, APR lowered, or your declined credit card application approved? Call Citi. Clients can review their account balances and transactions through online banking and mobile banking apps for iPhone, iPad, Android, Windows Phone and Blackberry devices. I called the CitiBusiness reconsideration line. Box 6000, Sioux Falls, SD, 57117. Citibank Credit Card. I was told that I was declined because I defaulted on a Citi card when I filed bankruptcy in 1996. (800) 695-5171 – Personal Application Status and Reconsideration Line with live rep. (800) 763-9795 – General Personal Application Inquiries with live rep. (800) 645-7240 – Business Application Status and Reconsideration Line, dial option 3 then option 1 for application status. You can call Citi reconsideration at 800-695-5171. Bottom Line. American Express. Application Link: Citi® Hilton HHonors™ Reserve Card. Per Reddit, it appears the old reconsideration number of 1-888-245-0625 is no longer in service but there is a new, working reconsideration number which is 1-888-270-2127.I’ve confirmed the old number is not in service and … The Barclays dedicated reconsideration line is (866) 408-4064. So if that’s the case, you’ll want to try the Citi Reconsideration phone number. Yes this is pretty much in-line with what citi does for reconsiderations. American Express (866) 314-0237 Barclay’s (866) 408-4064 Citibank Reconsideration Line: 1-800-695–5171: Wells Fargo Reconsideration Line: 1-800-869-3557: Chase Reconsideration Line: 1-888-270-2127: U.S. Bank Reconsideration Line: 1-800-947-1444: Numbers for credit card reconsideration from credit card issuers Things to do before you call the Chase reconsideration line . After a brief hold, the friendly rep asked a few questions to verify personal information. But many redditors have had success simply calling the reconsideration line, and ended up with a low limit that they could raise at a later date. The Citi Double Cash Card is a MasterCard that pays 1 percent cash back on all purchases, and an additional 1 percent on all bill payments. Citibank.com provides information about and access to accounts and financial services provided by Citibank, N.A. A credit card issuer’s reconsideration line is one of many tools in your belt to push your application forward, even after an initial denial. You may be contacted by Citi to shift around lines of credit. Call the reconsideration line! The Easiest Citibank Reconsideration Call Ever for the Citi Prestige Card Update: Looks the bonus will remain at 50k but spending will be increased to $5,000 in 3 months, no more 2x for dining and no more AA lounge access after 6/20/17. Citi. I’ve had lots of card applications approved even after they were initially listed as pending or denied. Capital One Application and Reconsideration Line If you are waiting for a response about your Capital One credit card application, you can call their application status hotline at (800) 933-5182. ... Citi: 888-201-4523 (New App Approval Status) Citi AA: 888-662-7759 Citi … (In fact, even declined applications can apparently be reversed by the analysts at the reconsideration line, though I’ve never had occasion to try). If you believe your account may have been used fraudulently, please contact Citi Customer Service: 1-800-950-5114 Outside of the United States, call Citi collect at 1-605-335-2222 TTY: 1-800-325-2865 for hearing and speech impaired services only 24 hours a day, 7 days a week As it was our first attempted card and we got a denial the first time through. She called Citi’s reconsideration line immediately. Backdoor Credit Card Company Phone Numbers “Backdoor” number is the one that gets you past frontline customer service representatives and connects you directly to the Credit Analysts or the Credit Departments or the Account Managers or the Account … When I applied to Citi it was an instant denial. It wasn’t flying with Citi. At the bottom I’ve included the numbers for the reconsideration lines for the big banks. Bottom line. Before you call the reconsideration line, prepare. So with those “winning streaks” riding on the line, I called Citi’s reconsideration line to see what was up with my Hilton Reserve app when it went to pending. ... even if they have good credit. and its affiliates in the United States and its territories. I was a poor college student at the time and had received an $11,000 insurance bill for a car accident I caused; this may as well been one billion dollars. Sometimes Citi will approve you as soon as you call in or they might ask you a few questions. Call. Some credit card … All it took was a call to the bank’s reconsideration department to square things away. These are some of the steps you can take to be ready to make the call. I was then placed back on hold for him to take a look at my account. You might want to bookmark this post for future reference as it appears the reconsideration phone number for Chase cards has changed. When her application for the Citi® Hilton HHonors™ Reserve Card was not immediately approved, she did what I always suggest. Application Reconsideration Department: 1-866-314-0237. These “hard inquiries” usually ding your credit score by about five points, and overall, your new credit history accounts for about 10% of your FICO score. Many of those who were immediately declined waited a few days and then called Citi’s reconsideration line (1-800-695-5171), though my friend did it as soon as he got the denial notice and was approved without a problem. Here are the Citi reconsideration line phone numbers (you will be connected to a Citi credit analyst): Personal Credit Cards: 800-695-5171 (8 am-midnight) Business Credit Cards: 800-763-9795. I’ll try again in a few months and will be sure to call the reconsideration line immediately if the new Visa Signature card doesn’t get approved instantly. At 24 years of age, we struggled to get Josh his first card but finally got him in a Citi AA card about one year ago. Citi/AAdvantage Cards, Citi Dividend American Express Card: 888-766-2484 Citi® Diamond Preferred® Card ( Review ): 800-823-4086 Citi ® Double Cash Card – 18 month BT offer ( Review ): 855-473-4583 A few readers pointed me to this reddit thread that discusses a Citi application rule I haven’t seen discussed before. It does not, and should not be construed as, an offer, invitation or solicitation of services to individuals outside of the United States. … They usually just ask questions that were already on the application. I immediately called the Citi Credit Card Reconsideration Line, they responded by asking a few questions over the phone and told me they would get back with me. 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